3609 Louisiana Ave

 Great commercial opportunity!  Office, Warehouse Storage & fenced in back lot!  Ample parking!  Great location with plenty of traffic.  Currently zoned residential.  The buyer will only need to file an exception with the zoning office.  Very simple process!

Call 337-842-9250 today for your private showing!

1316 Kim Street

 

·        4 bedroom ·        3351 Total Sq Feet ·        2 Living Rooms ·        Dining Room

·        2 ½ bath ·        Fireplace ·        Office/Study ·        Corner Lot

 AND MUCH MORE!

Call 337-842-9250 Today to schedule your showing!

Sellers - What to Do In a Buyers Market

Currently in the SWLA Area there are over 2000 properties listed for sale. So what is a seller to do with so much competition? Most buyers today are well qualified and looking for a good deal. Getting the most for your home is still possible. Here are a few simple ways to enhance your home to buyers.


• Curb Appeal – This is the first thing buyers see. An unkempt yard is not something that is going to invite buyers into your home. It’s like Christmas morning. Wrapped gifts under the tree get you excited as they open their presents. It makes you want to know what is inside. Treat your home like a well wrapped gift. Make it inviting for people to come inside.

• Clean up – As with the outside, treat the inside the same way. Before each showing, pick up any unnecessary clutter. Something as simple as cleaning the windows can make a huge difference in how your home is viewed.

• A Product – Time to detach yourself from your home. When you sell your home you are selling a product that is in demand. Think like a buyer.

• Sense – Vision is only one sense on which we rely. Make use of other sense when your home is being shown.

o Smell – use some of the motion sensing fragrance dispensers that automatically go off when someone passes.

o Sound – Play some soothing music. Some sellers bake cookies and leave the plate and a note saying “Thank you” for viewing their home.

o Vision – Clean up and take down as many personal photos as you can. Buyers like to put themselves in the home they are viewing. If they see too many photos of you and your family they will see you in your home.

• Closing Costs – Most buyers these days are asking for closing costs to be paid by the seller. So beat them to the punch! Offer to pay 2% of the closing cost from the beginning. This will be a great incentive for buyers to look at your home.

• Expect to negotiate – When offers come in there will be some negotiating to do. Not every offer will result in a sale. You know what you want for your home, so do not counter the first time at your bottom line.

Being a little creative can go a long way in making your home be the first that a buyer thinks about.

Can you sell your home in a buyer’s market? ABSOLUTLY!

Mortgage Shopping and Knowing the Basics

Homes can be financed with loans from banks, savings and loan institutions, credit unions, private mortgage companies, or state government lenders. Take time to shop around as different lenders will likely offer a range of loan types, interest rates and loan fees. There may also be local programs to help finance a new home.


Most home loans are made in 30-year and 15-year increments. The principal part of your loan is the amount you actually borrow. Interest is the payment you make to the lender for the money you borrow. Most home loans also include homeowner insurance and property taxes.

Mortgage Checklist:

• Social security card copies

• Drivers license copies

• W-2 forms for the past two years

• Recent pay stubs

• Copies of checking and savings account statements

• Asset documentation

• Salary verification

• Credit card account numbers and balances

• Written explanations for any late payments, recent credit inquiries, collections, judgments or liens

• Income tax statements

• Corporate or partnership tax returns (if applicable)

• Gift letter if any of the funds (such as the down payment or earnest money) are being given to you by a family member

• Current landlord’s name and contact information (if you rent)

• Current and Previous Address



Need a referral? Call Rebecca Melancon at 337-842-9250

Traditional
- some of the most common styles built throughout the United States.
These floor plans are designed to accommodate the American way of life.
Traditional homes are kind of a mix of several other styles but there are some
basics that are usually consistent throughout traditional designs: Simple, often
hipped rooflines. Brick or stucco exteriors are most common. Traditional plans
are often single level floor plans with steeper roof pitches though lofts or
bonus rooms are quite common. Covered porches. Open foyers. 

Colonial - style home plans are generally two to two and one half story homes with a very simple and efficient design. This architectural style is very identifiable with its very simplistic rectangular shape and the large columns. These homes are also very symmetrical with equally sized windows generally spaced in a uniform fashion across the front of the home with decorative shutters. Colonial plans usually have one gabled roof from side to side or a hipped roof. Entrances are often accentuated with tall columns extending up both stories.

Contemporary -
Throughout the late 1960's and 70's contemporary plans became quite popular.
Contemporary styling is a combination of several styles and are often multi
level homes. Some of the characteristics are: · Garage placement on the front
of the home for cost effectiveness. · Shallower pitched roofs that often extend
from a higher level down over the lower level. · Simple, clean lines that is
cost effective to build but attractive. · Windows are large and sometimes
trapezoidal following the roof pitch in gables. · Exteriors are a mix of
materials like wood, brick, rock, siding and stucco. · Vertical ornamentation
in simple patterns. Contemporary homes are still being built across the nation
and have been a very popular style in tract home developments and custom home
neighborhoods alike.

French - a unique
style that offers a lot of charm with its distinctive characteristics. These
house plans generally have asymmetrical exteriors with a combination of
ornamental attributes that complete the design. Some of the common
characteristics of this design are: · Stucco and brick exterior. · Steep roof
pitches at varying heights. Curved roof pitches are sometimes incorporated in
one or two locations. · These homes are usually two stories in height with high
rooflines. · Chimneys are usually large and sloped at the base. As with many
other styles, there are variations to French architecture. Some plans are
symmetrical with steep hipped roofs and exteriors are sometimes siding, shakes
or other materials.

Spanish or Mediterranean
- house plans are most commonly found in warm climates where the clay tile roofs assist in keeping them cool during the hot summer months. The Spanish a Mediterranean style homes are usually finished with a stucco (usually white or pastel in color) exterior and often feature architectural accents like arched
openings in the stucco or wood beams. This style is similar but different than
the southwest style of architecture, which also originated in the southwest
areas of the country. 

Southern - Also
referred to as plantation homes, southern homes are easily identified with some basic design applications. To accommodate the warm, humid weather of the south, plantation homes are spacious and airy with tall ceilings, large front porches with a series of round or square columns. Porches sometimes surround the home (sometimes called a veranda) to provide shade throughout the heat of the day. Porches are built of some type of decking material rather than concrete. Roofs are pitched or gabled of usually a medium to shallow pitch. Southern homes are single or two stories in height and sometimes are adorned with dormers. These types of plans became popular in the 1700's as plantation owners commonly built them. There are many plantation homes preserved throughout the south, usually
built on large pieces of land.

Information from: The
Plan Collection

Making an Offer

So you have seen all the houses your agent suggested and have narrowed it down to one.  Now what?  Assuming you have already been pre-approved and know how much house you can buy, now would be the time to make the offer.  Now is not the time to ask for things to be fixed.  The object is to get the best possible price for the house.  Your agent will take care of the negotiating details.  When it comes to the sale of a property, the seller may have stated that the refrigerator will not stay with the house.  If you want it, then put it in your offer.  Just because they state that they won't does not mean that they are not willing to compromise for the right price.

If the seller isn't already offering a home warranty, request that the seller purchase one.  A Home Warranty Plan is a wonderful thing to have when you first move into a new house.  Even if the sellers say they won't pay for it I always recommend that the buyers purchase one.  A home protection plan is a renewable service contract that covers many of the most frequently occurring breakdowns of home system components and appliances that are not usually covered by homeowner insurance.

Don't fret over what the seller will say when they read it.  The worst that they can tell you is no.  There is a chance that there will be multiple offers on the house when you submit your offer.  If this is the case you will want to offer your highest and best offer within reason.  Most of the time this means a full price offer.  The agent will set a date and time for the seller to respond, usually 12-48 hours depending on the day of the week.  In the state of Louisiana, you are bound by that offer until the offer expires.  For example, if the agent gives the sellers till 5pm on Sunday then you are bound legally by that offer until 5pm on that Sunday.  If the sellers have not responded by the time the offer expires it doesn't necessarily mean that they rejected your offer, but it does mean that you are no longer bound by that contract.

If the seller does reject the offer, just keep on looking.  Do not let a rejection get you down.  There are plenty of houses added to the market daily with which you can fall in love!

Working With An Agent

Once you have decided what it is that you want in a new home, it's time to interview agents.  Shop around for an agent.  You want someone with whom you feel comfortable, who is knowledgeable about the market, and who will look out for your best interests.  Generally the best people to ask are your friends, neighbors, and family.  Have them refer you to someone.

Remember your list from Plan Before You Look?  Now is the time to break it out.  The agent will want to know what you want in a house to help scale down the selection.  Your agent may have you meet them at their office, at your house, or they may even send you an email with a link to the houses that fall within your criteria.   This will be the time where you and your agent will decide on which houses to go see.  Although this is exciting, remember patience.  Purchasing a house is a big investment and you don't want to run into the first house you see and put an offer on it.  Shop and compare the prices and amenities of the houses.  Be sure to take notes in your notebook of each house that you like and never go by the pictures on the listing.  You may end up passing up a gem because the listing agent didn't take a good picture.  Agents are not photographers, but we try!

Always contact your agent for the homes you wish to see.  If you see a For Sale sign in a yard, write down the address, phone number, and the realty company if it isn't for sale by owner.  Your agent will be able to answer most questions that you have on the homes.  She/he will not be able to tell you anything that deals with law, or cracks in the foundation.  This is because they are not licensed in that field; however, can refer you to people that can help you with those questions.  If you wish to know the property taxes, flood zone, if the house has gas, electric, etc. they will be able to tell you these types of things.  In the state of Louisiana the seller must disclose anything they know about the house.  Lead paint, flooding, septic, water, improvements on the home, age of the AC and the water heater units, and age of the roof.  These types of things the agent will have access to.

After showing you several ouses, your agent will begin to get a feel for things that you want that you yourself may not even realize.  This will help to scale down the list of possibilities and put you in the home that fits you.  Don't be afraid to ask lots of questions and enjoy looking at all the possibilities!